Boat Insurance in Florida

With miles of coastline, canals, and open water, boating is part of life in Florida. Boat insurance is designed to help protect your investment, whether you own a center console, a sailboat, or a weekend cruiser.

Our agents help you review coverage options for your specific boat and how you use it, from occasional weekend outings to regular fishing trips.

What Boat Insurance Can Help Cover

• Physical damage to your boat and engine
• Liability coverage if you're responsible for injury or property damage to others
• Coverage for onboard equipment and gear
• Towing and assistance if your boat breaks down on the water
• Coverage options for trailers used to transport your boat

Who This Coverage Is For

Boat insurance is relevant for boat owners throughout Florida, whether you keep your boat at a marina, on a lift at home, or on a trailer. Our agents can help you look at options suited to your boat type and how often you're on the water.

Boating in Florida

From coast to coast and along the state's many canals, boat owners here face a mix of everyday wear, weather exposure, and busy waterways. Ask your agent about the coverage options available for your specific vessel.