Liquor Liability Insurance in Florida

Businesses that manufacture, sell, or serve alcohol take on added liability risk that a standard general liability policy typically does not cover. Liquor liability insurance is designed to help address that gap.

Our agents work with restaurants, bars, and other Florida businesses that serve alcohol to review liquor liability coverage options.

What Liquor Liability Insurance Can Help Cover

• Claims related to injury or property damage caused by an intoxicated patron
• Legal defense costs associated with a covered liquor liability claim
• Coverage that can apply to restaurants, bars, breweries, and event venues
• Coverage often required by landlords or event organizers for businesses serving alcohol
• Coverage that can complement your general liability and property policies

Who This Coverage Is For

Liquor liability insurance is relevant for restaurants, bars, breweries, caterers, and any business in Florida that manufactures, sells, serves, or furnishes alcoholic beverages. Many state and local licenses require this coverage.

Serving Alcohol in Florida

Florida has an active restaurant and nightlife scene, and businesses that serve alcohol should consider their liability exposure carefully. Ask your agent whether liquor liability coverage is appropriate for your establishment.